Disclaimer: Please Read Carefully

Important Notice

Information presented is general and not personal advice.

Results may vary; individual circumstances differ, so consult a professional for guidance.

The content on this site is intended to provide general guidance about financial planning. It does not constitute personal financial, legal, or tax advice. Always consult a qualified expert for advice specific to your situation.

General Information

All materials, reviews, and examples are for informational purposes only and reflect general practices within Australia. They are not guarantees of performance or outcomes.

Limitations Of Liability

We are not responsible for losses arising from use of this information.

No liability for reliance on insights or examples provided throughout the website.
We cannot control external events impacting planning, guidance, or support outcomes.
Outcomes are influenced by external and individual factors beyond our control.
No assurance is offered regarding the suitability of any discussed strategies.

Content Accuracy And Updates

We strive to keep site information accurate, up to date, and reflective of current Australian regulations. However, updates may lag behind legislative changes.

Always verify facts independently and consult professionals before acting.

No Professional-Client Relationship

Use of this website does not create a professional-client relationship. All insights are general and educational.

External Resources

Links provided to third-party sites are for reference. We do not control or endorse content on external websites.

No Claims Of Results Or Guarantees

No promise is made of specific results or future outcomes relating to guidance and planning.

Individual Results May Vary

Every individual’s situation is unique and subject to multiple variables, so experiences differ.

Financial Guidance Limitations

Our service provides general context for planning within Australia.

Does not offer recommendations for specific investment products or financial guarantees.
No direct advice on purchasing, withdrawing, or structuring portfolios is provided.
Please seek independent financial advice for detailed actions.

Australian Jurisdiction

Our material is prepared under Australian law.

Use of the site must comply with Australian regulations and standards.

All disputes are governed by laws of Australia.

Check local and regional rules for applicability to your circumstances.

Indemnification

By using this site, you agree to indemnify and hold us harmless from losses resulting from misuse.

Severability

If any provision is found invalid, others remain in effect to the fullest extent.

Modifications

Content and policies may be updated or changed at any time. Please review regularly.

Our Contacts

Contact us if you have questions about this disclaimer.

Email Address: content@galenqivor.pro

Phone Number: +61-8-9894-1299

Physical Address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia

Effective Date: September 5, 2025

Last Updated: September 5, 2025